HO4 TENANT POLICY
HO-4 Tenant policy is designed to cover the belongings and exposures of a tenant.
There is no need for Coverage A dwelling or Coverage B other structures. Contents are all the items the individual brings with them to the unit and belong to them.
Coverage C: Personal Property: Coverage is defined as and should include such items as the couch, jewelry, clothes, dishes, etc. (All those things you would take with you when you move).
Coverage D: Loss of Use: If a covered loss makes the unit uninhabitable, the policy covers the living expense that results.
Coverage E: Liability: Protects the insured should a claim be made or suit be brought for damages because of bodily injury or property damages caused by an occurrence for personal liability within the home. The policy will provide defense and pay damages up to the limit of liability for which the insured is legally liable.
Coverage F: Medical Payments to Others: Will pay the necessary medical expenses incurred or medically ascertained within 3 years from the date of the accident causing the bodily injury within the home.
Call our Acri Insurance Counselor, Lori Miller at 412-459-0111 extension 123. She will perform a complete review of your needs and evaluate your present insurance coverage. She will make sure your current policy is matching up with your association's insurance policy. Your current agent may not be aware of the particulars of your associations policy. Make sure you are adequately protected. Call Lori or email her today @ firstname.lastname@example.org
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